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What Health Insurance Plan Would Be Right For Me?

Question by Becky F | Posted in Other - Health

This is a very complex confusion, I realize, but I'm a little lost since I am a Canadian and have not had to deal with the American health system before. I'm on a work visa in New York Borough and plan to stay here.

I'm 24 and I have no dependents. I am very healthy - I only ever go to the doctor or the dentists for curb-ups, and have no diseases or conditions an insurance company might consider a liability. I work in a very small literary activity (my boss, the agent, and me, her

Answer: First of all allowed to American reality.
OK.
First thing first. There are many Insurance Companies around providing health Insurance in New York. All of them have different plans and all of them are equally “convincing” if you know what I mean.
Just in a resent 3 years I was dealing with four of them:
Downcast Cross Blue Shield
CIGNA
AETNA
OXFORD
As I said they all good when you are paying your monthly award and not going to the doctors.
 
 

Can I Sue My Health Care Agent For Giving Me Wrong Information On My Policy?

Question by jyucatu | Posted in Other - Health

Hello all, I have absolutely a dilema. Some time in June me and my business partner decided to get health insurance. We did some research online and were contacted by an agency who we met with the following week. The agent signed us up for oxford health insurance, took a check from us and told us we would have coverage starting july 1st, 2009. I went for a log in investigate up and a follow up appointment. I had also made an appointment made due to a pain in my testicle and ultimately had to

Answer: Sounds like you've been duped. However, I'm tolerably sure that someone cannot just take your money from you and promise something that you never receive. If I were you, I would consult a lawyer. A consultation will purposes cost about $150 to $250, from there, you will know whether it's worth the pursuit of getting your pelf back. Good luck and I'm sorry to hear about your troubles.

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Are The Health Plan Companies That Don't Represent Any Particular Plan/company Valid?

Question by LLynn | Posted in Insurance

I am looking for stand-by health insurance. There are plans that claim that you pay just $120/month and you get great benefits. They say that all the outstanding health insurance companies (aetna, horizon, oxford, etc.) are listed on the back of the card and the doctor can choose which insurance he wants to bill. The websites do not give much info at all. You must submit your info and then they call you and trumpet you of the benefits. You do not get anything in writing until you have paid $120 processing

Answer: First of all http://www.goodhealthplan.net is not health insurance, it’s a ‘lower plan’ and there is no approval process. The approval process is whether your credit probable or your bank information goes through. And, it’s not that the plan is discounted, it’s just that services that you be given MAY be discounted, but they also MAY NOT.

Discount plans are very dangerous plans. Every state insurance commissioner’s corporation has posted consumer warning and even the

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Do You Think This Is A Good Insurance Plan For An 18 Year Old College Student?

Question by Rylie M | Posted in Insurance

Oxford Health Organize EPO $127/Monthly

Primary Doctor Visit- No charge up to $700 peak covered person/per year(for illness or injury only- separate benefit)

Advocacy Visit for Specialist- No Charge up to $700 maximum per covered person, per year (for affliction or injury only - separate wellness benefit)

Coinsurance- 30%

Coinsurance Annual Deductible- None

Medicine Drugs- Not covered.



QUESTION:

Answer: Doesn't durable too bad- it sounds like the $700 is the max that they will pay for the year (i.e. adding up multiple visits). For sample four $200 visits=$800; the first $700 would be covered. Then the additonal $100 would be voter to the coinsurance.

I would ask the insurance broker this to make sure you have it right. Also find out if you have to certain doctors in the plan (you have to with most insurances) and frame sure there are some in your area; if you already have a doctor,

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Can't Afford Medical Bill Although I Have Insurance?

Question by Sharon | Posted in Insurance

I dynamic in New York City.
I have Oxford through my job.
In June I passed out in the subway (too many people and too hot) and was sent to the ER. Because the ER I was sent to is not connected with my plan, my insurance will not pay for the bill. The hospital will not offer me any discount becuase I have health insurance.

My health insurance can help out a little, but I have a 1000$ deductable. So I am stuck paying for the deductable.

There were no services

Answer: There is definately something flawed. First, ER visits are covered at 100% after your copay. You are supposed to go to the nearest Emergency Scope if something happens that is considered an emergency. Passing out in a Subway would warrant the ER visit. Depending on your arrange, the deductible shouldn't even come into play. I wouldn't cancel the insurance....look into the affirm further. Without knowing exactly what plan you have, it's hard to give you specific advise. I am in NJ and familiar

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New Jersey regular health insurance providers | Auto Insurance In ...

by admin

The New Jersey health insurance policies can be utilitarian in disposition and it is cured to have health insurance, if you needservices. If you are looking for health insurance New Jersey, the first fad to note here is that health prominence is not allowed here. Many health plans limit doctors visits, chemotherapy and eliminating the cognitive health and who have no or insignificant better associated with the dope. With consideration to New Jersey or control the providers of health insurance carriers are upset, the big names are Perspective, Oxford and AmeriHealth....

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