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Do Independent Contractors In California Need To Carry Workmen's Comp Insurance?

Question by missriva | Posted in Insurance

I am a freelancer in California and am being asked by clients for shore of workmen's comp, business license, liability insurance, etc. etc. - Sounds to me that they want me to be a insignificant business - Is that correct? I am clearly an independent contractor - What is the deal?

Answer: Most states have laws in vicinity where you aren't required to have workers' comp coverage unless you have a certain total of employees. You therefore may not be required to have coverage, but if so many clients are asking you about it, it might be a good idea to get it. Depending on what keyboard of work you do, it might not be too expensive.

You might want to contact the California Division of Workers' Comp for more details:

http://www.dir.ca.gov/dwc/dwc_living quarters_page.
 
 

Why Do Teapubs Want To End Medicare, Social Security, Unemployment Insurance, Workmen's Comp, Public Education?

Question by Biff | Posted in Elections


Answer: So the corporations will can get more tax breaks. The congress gets more exert influence money from corporations; they get zilch from the voters. Why care about the voters...

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Does Infinity Have A Better Auto Insurance Plan Than Workmen's Auto?

Question by RonMoreno | Posted in Insurance


Answer: I am not sociable with those companies, however, you can ask both companies for a sample policy and review each one for they key points and coverages. Most Auto policies are comparable when it comes to liability, uninsured motorist, comprehensive and collision coverages. The differences large come in the little extras that are added on to the policy.

Good luck to you!

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How Do You Acquire Workman's Compensation Insurance For Small Business?

Question by lost online | Posted in Insurance

Starting poor business in Oklahoma is looking for workman's compensation insurance and is unsure where or who to contact to get it.

Answer: Confirm your Yellow Pages for an independent agent in your area. An independent agent represents more than one companions so they are able to provide you competitive quotes. Also ask about General Liability insurance as you will need that as well.

You can also use this bond to find an indepent insurance agent near you -
http://www.iiaba.net/agentlocator/findag ent.aspx

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How Can I Find Out If A Company Has Workman Comp Insurance?

Question by xx_lil_bratty_xx | Posted in Insurance

My husband has disable his back at work (construction) and he went for an MRI today, the company told him that the injury wouldn't be covered. That is in the red for me to believe. Can anyone help us please? Thanks

Answer: Well, an Eye dialect guv'nor is required by law to post the workers comp claim information.

When you say construction, that tells me the performers doesn't HAVE any workers comp coverage.

From your point of view - ask them for a copy of the veto letter from the insurance company.

Bottom line - if they have no coverage, you're going to have to sue them for it - and if you get a judgement, you THEN have to try to collect. And with construction enterprise,

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Terminated After Filing a WC Claim

by s4cmdr

This is also one of the rare cases in WC where you have the strategic to go Casing the WC system and take your wrongful stoppage maintain to Upper-level Court (although 132(a) will still be controlling law). It's old-fogyish successful as we are at 18 months out from the mistreatment without a hearing yet on the merits of the 132(a) assertion. An Eye dialect guv'nor is not required to a close you in RETALIATION for a WC hurt. Kindly fortunes, Unless you have a connection or are in a federation, you are common to have to be shown that they fired you for having an abuse in a At Will calling assertion. I'm currently plateful an injured blue-collar worker seek a 132(a) title (as an honorary, non-legal practitioner confederate). This is covered under California Labor Cryptogram Cut up 132(a). If this is a goodly institution, they have an HR & Judicial segment that they cleared this with....

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