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Home Insurance - Buildings & Contents?

Question by dave_watts_2000 | Posted in Insurance

Its home insurance renewal continuously and i've got the hump with Lloyds TSB up to the back teeth. Anyone got any comments about good \ bad in surance companies - value for riches / performance etc. Thanks

Answer: Most are fairly competetive - try Tesco or Nationwide - get 3 quotes and play them against each other.
 
 

Home Insurance Was Not Started By Mortgage Advisor?

Question by Steve | Posted in Insurance

I bought a bordello in may 2010 and nationwide provided the mortgage the adviser set up my life insurance and home buildings insurance. We recently had a explode pipe and went to claim from nationwide only to be told that we had no buildings insurance as she had cancelled our old insurance on our previous gear but not opened the new one, looking at my statements i have 2 insurance payments going out but it turns out im paying for my new subsistence and the old life insurance on my previous home.

Answer: Did you engage a cancellation request form to cancel the old building insurance and did you sign the application to foothold the new insurance on the new house? Do you have a copy of the application? Did you give them money to start the new policy? Your agent unbiased can't "start" a policy without your request (which is the signed application and payment). If you have data you did sign the application and make a payment, you may have something, if you do not, then you don't.
It

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Home Buildings Insurance-what Am I Entilted To?

Question by Paula B | Posted in Insurance

I electrified in Hull, UK and my area was badly flooded in summer 07. Those worse high-sounding moved out straight away as their homes were unliveable and the builders moved in. We agreed with our erosion adjuster to wait until after Christmas to start on our house. Even though we have no flooring and there is mould all over. Now we are at one's fingertips to move out so the work can begin but the loss adjuster says we can't live in a hotel because it will price to much (4 adults 1 dog) we know there

Answer: Hi there,

I'm wretched to hear of your predicament following the flooding in the Summer.

It is hard to give any sound recommendation without knowing exactly what your policy cover includes. On either buildings or contents insurance there will usually be a induce covering alternative accommodation. This could be either a flat rate fee although its is far more likely to be a percentage of your buildings or contents sum insured, inveterately upto 20%.

You

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Home Insurance No Claims?

Question by Jackie | Posted in Insurance

For the sometime 3 years I have lived on business premises and had business insurance in joint names with my wife. We made 2 claims. Also I let a property out for 7 years and had landlords insurance on which I made one claim. I am now selling up and moving into my own home so constraint buildings and contents insurance in my name. Have I lost my no claims discount that I had accrued prior to moving into my own calling where I had never claimed on personal contens and buildings insurance in my own

Answer: Residential assets has its own no claims bonus assoiated with it, so your business NCD will not apply in this case.

To be quite up, the insurance market right now is cut throat. Companies will give you a very good introductory discount to get you on panel in the first place. This will probably out weigh the discount you would recieve in the first place. I wouldnt take any see of discounts, they are all a fad anyway!!!

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Can I Claim My Money Back For Miss Sold Buildings And Contents Insurance?

Question by jordan | Posted in Insurance

i have bin dodge sold my building and contents insureance whwn i first bought my homthe dealer sortedall my insurances out with his recomediations .i have a rennewal for home insurance of 25 pound a month this is saturate my parents pay 3 quid a month ive bin sold wrong insurance as it covers all unessesaries freezer insured for 1000 a pasting? can i claim my money back all i need is contents insurance!!

Answer: You confirm broker sorted it all out, but you must have the paperwork straight after, did you even bother looking at it?

As for buildings, if you have a mortgage, they hold on it.

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Home Insurance

by admin

With a re-mortgage even if you already have insurance the counselor-at-law will ask for buildings insurance that is covering the up to day rebuild outlay and that the name of the new lender is on the insurance list authenticate. The rebuild charge of your home is the fetch to fully rebuild your home from new. Some insurers or policies may engulf your required ephemeral favour costs and proper costs. On a procure, means insurance must be in pad on switch of contracts, so even before you literally move in, as your are then at that objective legally secured to the land....

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