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Good Price On Full Coverage Auto Insurance?

Question by Richard G | Posted in Insurance & Registration

I precisely bought an 09 ford escape XLS, with a 4 cylinder engine and lo-jack installed.

I'm 27 years old and a married federal worker.

Since the vehicle is financed I have to have full coverage insurance of course. I'm located in New Jersey so its a bit expensive.

With $1000 deductibles, method side assistance and rental car coverage I was quoted at

$113.95 a month OR $602 for 6 months from esurance...

Is this a adequate

Answer: A BIT more up-market? Yikes, that's an understatement for NJ.

I'm guessing, for $602 for six months, you have no liability insurance? Limited tort? Contaminated COVERAGE.

Your problem is your agent has NO clue what they are doing. "Full coverage" does NOT small you are fully covered. In your case, if you hit a car worth more than $5,000, you'll be writing a check for the imbalance. I'd bet, based on your premium.

Go get an agent who can
 

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