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Insurance And Liability For Owner Of Pond?

Question by Dani | Posted in Insurance

What is the liability of someone who owns a unsociable, gated pond? Is insurance required?

Membership is limited, and members have to pay yearly dues. It is fenced in and has a crowd with lock. There is swimming, boating, fishing, grilling/cooking, playground, and camping.

It is a man-made pond, which was dug out to provender dirt for a nearby highway overpass. It's basically part of the guy's backyard, as he lives on install, just outside the gate.
So... what

Answer: Insurance is not required by law. But patently, it's an attractive nuisance, and will draw children like a shoo-fly pie.

The first kid that drowns, well, their one's own flesh will OWN any assets currently owned by the owner of the pond, if they ask for a jury trial.

That guy, is universal to lose his house, and the pond, and just about anything else. See, this pond is used for BUSINESS purposes, as people have to pay to get access to it, and his individual insurance
 
 

Will A 25 Hp Outboard Work On A 17' Boat I'm Rebuilding?

Question by Tyson P | Posted in Fishing

I have an older 17' boat that i'm rebuilding and requisite to put a motor on it. By law in i can have up to a 40hp outboard w'out having to buy liability insurance. But i keep finding good deals on 25-30 hp motors. would i pangs of conscience just going with 25 hp outboard? Is it enough to get the boat to plane?

Answer: I'm not positive about the "liability insurance" situation you are describing?

Are you guiding people on fishing excursions? (That would be the only logically I can think for you to need insurance...?)

Anyway- Find out what the boat is "rated", (it should be on a tag on the the transom or somewhere inside the husk). Depending on the hull type, most 17FT boats would be rated to at least a 90 H motor.

Do you desideratum to go super

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If I Have A Partnership LLC And It's Only Me And The Other Owner Do We Need Workmans Comp?

Question by joshw | Posted in Insurance

Me and a goodness friend of mine are starting our own business waxing/detailing/bottom painting boats. We deprivation liability insurance and on the paper work it said something about workmans comp. Now isn't that only of we hire employees? Or since there are 2 owners do we essential it?

Answer: If you have an LLC, then technically, the two of you are literally employees of the corporation - and most likely will be required to buy workers comp.

Some states will concede an OWNER to "opt out". But that is highly state specific - your nicest off asking your agent (who's getting your liability insurance) if there's an owner opt out option in your state.

**Arlyn's waivers - that employees waived rectitude to workers comp - would NOT have held up in court

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Is It Prudent To Change Insurance Agents During A Claim?

Question by dolphinite_bottom | Posted in Insurance

I am currently innvolved in a peculiarity claim process and the insurance agent/agency is not responsive or supportive. What would be the effects to my widespread claim if I were to switch to a different/local agency.

I have no issues with the insurance company as yet and don't believe, nor wish to.

I need to add liability coverage to my boat for the summer and I would prefer to work with someone else in the future.


Thanks all of you for your

Answer: As want we you were covered on the date of loss...it should not make any difference at all...

A different agency - not circle shouldn't make any difference at all...but the agent doesn't always have alot of PULL when it comes to swaying an adjustor to supporter you.
You may switch & then be disappointed that the new agent doesn't have any favors either

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2002 Bayliner Capri Boat Insuranc Quote?

Question by corbwright | Posted in Boats & Boating

135 HP Mercruiser I/O motor. good condition. one owner. 18 foot
asking price is $9995 in texas. Boat will be kept at my cat-house free.
Just wanting liability insurance

Answer: You necessity to contact an insurance person to get a real price. There are many factors that go into the insurance quote. We are not agents that can give you a sacrifice on here. The best anybody can do is tell you how much they pay for insurance for their circumstance. Try contacting BoatUS for a quote.

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Boat Insurance Policy Coverages: Diving In to Watercraft Insurance

Boat Liability Insurance Coverages Liability and bodily offence coverage provides boat owners with liability insurance coverage when there is indemnity or outrage to something owned by someone else or to someone else. Discretion boat insurance coverages fluctuate by boat insurance ensemble. Most states ask for that boat owners enrapture at least boat liability insurance. Medical payments take measures fulfilment boat insurance coverage for bills that originate as the end result of a covered casualty on a boat. Be emblematic of-alone boat liability insurance coverage is also at one's fingertips, and less priceless than a inclusive practice. Some boat insurance coverages are included in the method, and some can be added for an additional expensive....

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